代写ps：设计变更的必要性

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代写ps：设计变更的必要性

在这篇文章中，Tim Brown解释了“设计变更”的必要性。有一个广泛的讨论需要纳入创新设计的当代设计创作。为此，对一些历史发展趋势进行了探讨。线性思维是关于序列的思维导图是关于序列之间的联系。重新讨论旧的创新将不能满足当前的要求。设计变更是满足人们当前需求的强制性要求。根据Brown的观点，设计思维应该始终考虑到更新的设计美学和需求，并且能够在设计创作可用的资源范围内交付(Brown and Katz, 2011)。Calvino Italo选择在故事中表达城市设计的细微差别。这实际上是一个故事主线，更多地关注城市及其设计的细微差别。

代写ps：设计变更的必要性
在这一章(卡尔维诺，I。,1978)。健赛市在最初的对话中一直很专注。金赛城已经落入可汗帝国的手中。忽必烈和马可波罗笔下的人物正在描述这座城市。除此之外，还有波罗对威尼斯的描绘，对埃斯梅拉达城市的描述，对阿尔梅达和欧多霞的详细描述。近年来，设计思维越来越突出。它在许多领域都有应用。分析设计思维的细微差别，找到设计思维的根源，是进行创新的前提。为了这个特殊的目的，已经分析了框架和创建框架所涉及的核心设计实践。最后，对如何采用这些核心设计实践来解决组织问题和恢复组织中的创新进行了深入的探索(Dorst, 2011)。

代写ps：设计变更的必要性

In this writing, Tim Brown explains the need for “Change in design”. There is a broad discussion of the need to incorporate innovate designs for creation of contemporary design. For this, a number of historical development trends have been discussed. Linear thinking is about sequences and mind mapping is about connections of this sequence. Rehashing the older innovation will not meet the current requirements. Change by design is the mandatory requirement that can fulfil current needs of people. According to Brown, design thinking should always factor in newer design aesthetics, requirements and also be able to deliver within the resources available for creation of the design (Brown and Katz, 2011). Calvino Italo has chosen to express about the nuances of city design in the story. This is actually a story line that focuses more on the nuances of city and its design.

代写ps：设计变更的必要性
There is more description of the elements of the city in this particular chapter (Calvino, I., 1978). City of Kin-Sai has been focused in the initial conversations. The city of Kin-Sai has fallen in the hands of the Khan Empire. Kublai and Marco Polo characters are describing about the city. Apart from this, there is Polo’s depiction of Venice, description of the cities of Esmeralda, the places Almeda and Eudoxia is described in detail.Design thinking has been gaining prominence in the recent times. It has its application in many fields. There is a prerequisite to analyse about the nuances of design thinking and find the roots of design thinking to develop innovation. For this particular purpose, there has been analysis of the core deign practices involved in framing and creation of frame. Towards the end, there is a robust exploration of how these core design practices can be adopted towards solving organizational issues and restoring innovation in the organizations (Dorst, 2011).

代写被抓：银行的风险承担

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代写被抓：银行的风险承担

到1997年结束时，贵格会国家银行的资源总额为4.1亿美元。该市场有295名全职雇员和管理人员，有11个办事处。1998年上半年，贵格会执行副总裁马修·基利安先生审阅了他为亚非法协保留的财务数据。董事长和首席执行官董事会已经任命布莱斯·威尔逊先生担任该职位。在这些行政人员就职后，威尔逊先生在1997年10月17日答复《国家银行审查报告》时要求基利安先生。关于该银行的程序和政策，该报告对控制和监测风险状况至关重要。银行的业绩是由威尔逊先生完成的，并在评估完成后立即由基利安先生进行审查。他们指出了三个令人关切的领域。首先，他们的判断是，银行在流动性风险和利率方面的敞口相对于盈利表现和资本实力过高。

代写被抓：银行的风险承担
其次，该行进行的融资占其总资产的25%，是同行银行12%左右平均融资的两倍多。过去几周，基利安先生一直在评估贵格会的财务状况和经营业绩。他还设计了财务报告的信息系统，这将有助于管理银行的资源，以应付审查员的批评。基利安先生对贵格会业绩的分析一直是将八家银行1997年和1996年的财务数据汇总在一起。1996年下半年，新的审查员对风险监督的新方案作了介绍。OCC(货币监理署)手册可以识别9种类型的银行风险:信誉风险、合规风险、交易风险、战略风险、外汇风险、利率风险、市场风险、流动性风险和信贷风险。OCC项目的理论重新聚焦于银行的风险承担和风险管理程序。

代写被抓：银行的风险承担

By the termination of 1997, the total resources of Quaker National Bank were being $410 million. The market area was served by it with 295 full time employees and officers and was having 11 offices. By the first part of 1998, the Quaker Bank’s executive vice president, Mr. Matthew Killian reviewed the financial data that he has kept aside for ALCO (asset and liability management committee). The chairman and the board of chief executive officer have named Mr. Bryce Wilson for the post. After the executives assumed office, Mr. Wilson asked Mr. Killian in responding the national bank examiner report on 17 October, 1997. With regards to the procedures and the policies of the bank, the report was vital to control and monitor the positions of risk. The performance of the bank was done by Mr. Wilson to be reviewed by Mr. Killian immediately after the evaluation is completed. There were three areas of concern as noted by them. Firstly, their judgment has been that the exposure of the bank with respect to the liquidity risks and the interest rate has been too high in relation to the earning performance and capital strength.

代写被抓：银行的风险承担
Secondly, the funding carried out by the bank to the tune of 25 percent of its assets that has been more than double of the average funding done by Peer Bank of around 12 percent. Over the last few weeks, Mr. Killian has been evaluating the financial condition and the operating performance of Quaker. He also designed the financial report’s information system that will be useful to manage the resources of the bank in meeting the criticism of the examiner. The analysis of the performance of Quaker done by Mr. Killian has been with putting together the eight banks’ financial data for the years of 1997 and 1996. In the latter part of 1996, there was introduction by the new examiners with respect to the risk supervision’s new program. The OCC (Office of the Comptroller of the Currency) handbook could identify the banking risks of nine types: reputation risk, compliance, transaction, strategic, foreign exchange, interest rate, market, liquidity, and credit. The OCC program’s theory is refocusing on the risk taking of the bank and procedures of the risk management.